PNB Credit Cards: Features, Benefits & Eligibility

PNB offers a variety of credit cards to meet the needs of everyone searching for a credit card with regular advantages and a straightforward rewards programme. These cards provide a variety of features and bonuses that make shopping and other transactions easier and more rewarding for users. However, it is advisable to always check the eligibility criteria before applying for any of  these credit cards in order to avoid rejection on your credit card application. PNB provides credit cards to persons with previous credit histories as well as those who are new to credit. These credit cards are available in a variety of categories, including shopping, rewards, travel, and cashback, and have reduced eligibility requirements. You can apply for PNB’s best credit cards in India based on your eligibility, spending habits, and repayment ability.

List of PNB Credit Cards

Some of the top PNB credit cards that you can view in order to find your perfect card as per your requirements are as follows:

Global Platinum Credit Card By PNB

This credit card comes with a variety of benefits that will make your life easier. You may earn reward points when you use this card to make purchases such as shopping, travel, eating, and entertainment. Additional welcome points can be used to receive interesting items from the large rewards catalogue. Take advantage of amenities like complimentary airport lounge access, air travel accident insurance, and much more. This card also comes with a special concierge service that the cardholder may access.

Global Gold Credit Card By PNB 

This is an international credit card featuring a variety of buying rewards and privileges. It may be used for shopping, travel, eating, and other purposes and is accepted worldwide at merchant outlets that take VISA as well as local and foreign ATMs that accept VISA. 

PNB Global Classic Credit Card

Customers can enjoy perks such as no joining cost, yearly fee, or renewal fee, as well as additional benefits provided by Punjab National Bank such as interest-free credit terms, surcharge exemptions on gasoline, train tickets, and so on, worldwide validity, and so on. You may also receive prizes for every dollar spent.

PNB RuPay Platinum Credit Card 

The Punjab National Bank RuPay Platinum Credit Card is a co-branded credit card that offers reward points, cashback, and insurance advantages. With no joining charge and a low annual cost, you may take advantage of the many perks that come with this credit card in areas such as gasoline, insurance, and so on. 

RuPay Select Credit Card By PNB 

The PNB RuPay Select Credit Card comes with a plethora of features and perks in a variety of areas. The card gives payback on energy bills, eating expenditures, and a complete insurance package, in addition to accelerated reward points on retail transactions. The RuPay Select Credit Card also includes travel perks like complimentary airport lounge access.

Features and Benefits

There are numerous benefits that come along with the Punjab National Bank Credit cards. The Global cards by PNB can be used for paying utility bills such as electricity, gas, mobile, etc on time. Moreover, there is a waiver of 2.5% at railway counters and 1.8% at IRCTC websites for ticket booking. There are various repayment options available to the card holders and further can be changed on the card holders repaying capacity. Along with such benefits, the balance transfer facility enables you to transfer the outstanding balance of your card to another card. However, it is important to note that the other card should also be under your name. Excellent customer support is another major reason to pick PNB credit cards. You can contact the PNB Credit Card Customer Care Number round the clock and get your issues resolved. 

Eligibility Criteria

In order to be eligible for the PNB Global Credit Cards, you must meet the following eligibility criteria: 

• At the time of application, the candidate must be no younger than 23 years old. An add-on cardholder must be at least 18 years old. 
• He or she must be an Indian national. 
• If the applicant is self-employed, the minimum yearly revenue must be Rs.3 lakhs, as shown on the most recent IT returns document. 
• The applicant’s credit history must be spotless, with no visible red flags.

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